Trust Your Judgment, but Learn the Rules of Game!

Some new people are skeptical when it comes to signing up for their first cash advance, and it's easy to see why! With the federal deregulation of short-term payday loans in the 1990s, many disreputable independent payday lenders have used unscrupulous tactics to exploit unsuspecting consumers. Imperial Cash Advance is committed to consumer protection.

Cash Advance Payday Loan Reform

Originally, national financing businesses controlled the short-term, sub-prime lending market. These large-scale companies also specialized in long-term lending, such as home mortgages, student loans, and auto lending. By the 1990s, these businesses began to pull out of short-term lending. While short-term and long-term lending cost these large scale business the same in services, short-term loans were less lucrative. As large-scale companies pulled out of short-term financing, independent payday loan businesses sprouted up across the country in order to fill the market vacuum.

Imperial Cash Advance Repayment Options

Understanding your payment options is the first step in responsible, helpful use of payday loans. At Imperial Cash Advance, our affiliates have ample repayment options.

Deposit

Imperial's affiliates make paying off your cash advance as easy as pie! When your payment date arrives, they simply withdraw the loan payment in full from the checking account into which your loan was deposited. Once your payment is processed, you're free to take out another payday loan in the future. It's that simple! You don't even have to remember to mail a check. But to avoid late fees, you do need to remember to keep enough money from your paycheck in your account!