Saving Money with Smart, Fast Cash Advances

Imperial Cash Advance provides customers in need of a payday loan with a safe, smart way to get cash in a hurry. Sometimes, there just isn't enough money in your wallet or bank account to make ends meet before payday. You work hard for your money. Learn how a speedy payday loan from Imperial Cash Advance's affiliates can help you save more of the money you've worked hard for.

Put your money to smart use

Like any legal agreement, a payday loan is a serious decision. Payday loans are not for everyone, and any consumer considering a cash advance needs to protect themselves against unscrupulous lenders by acquainting themselves with consumer protection knowledge. Who should sign up for a helpful, inexpensive payday loan from Imperial Cash Advance? Anyone who's short on cash and needs a little extra time to pay their bills! Consider the following scenario:

Scenario #1: The Smart Way to Use Payday Loans

Hakim lives in Phoenix, a rapidly growing American city where public transportation has not caught up with metropolitan need. Hakim needs his car in order to drive to work so he can provide for his family. But one day his car unexpectedly breaks down. He's told by his mechanic the necessary car repairs will cost $300. Hakim doesn't have $300 in savings, and he needs that money to pay his monthly bills. He wisely applies for a payday loan. He's able to pay his regular bills on time, repair his car, and pay off the cash advance once his paycheck arrives the following week.

Scenario #2: The Expensive Alternative to Payday Loans

But what if Hakim had forgone a helpful payday loan from Imperial Cash Advance? Let's say Hakim has a power bill, a cable bill, a phone bill, a power bill, and four credit cards. Because he needs to repair his car immediately, he's late on all of his bill payments. His electricity is turned off, and the power company charges a $50.00 reconnection fee. His cable company charges him $48.00 when his monthly online bill pay doesn't clear his checking account. His phone service charges a $25.00 reconnection fee on top of a $30.00 late fine. And each of his credit cards charges a $26.00 late fee. Add it all up, and Hakim ends up paying $257.00 in late fees, when all he needed to do was sign up for a payday loan!